Insurance Bad Faith

 Delays in Payment

 Underpayment of Claims

 Failure to Defend

 Insurance Broker/Agent Negligence

 Punitive Damages

-- Accused of Insurance Fraud? Please see below.

Delayed Payment, Failure to Pay, Failure to Investigate, Failure to Inform, Failure to Deal Fairly, Fairly to Settle Reasonably, Fairly and Promptly

When you have an insurance policy - an insurance contract really you, as policyholder have the right to the prompt payment of claims which are covered by the policy. If your  insurance company denies the claim, they can refuse to pay. But the insurer may not legally  delay the payment of a claim without good reasons.   Insurance Companies delay payment of benefits very often. This cheats the policyholder out of what their own insurer owes them.  

If your insurance company has unreasonably refused to pay, unreasonably denied, failed to investigate or has delayed payment of a valid claim for benefits, you may be the victim of insurance bad faith. Please contact David Otto & Affiliates, PC to discuss your case.

Insurance companies may have to pay punitive damages � meaning they may be forced to pay money for acting unlawfully, for breaching their contract of insurance with their policyholder. David Otto & Affiliates, PC knows insurance law and the tactics of insurance companies. In a case of Insurance Bad Faith we will  pursue payment of your claim, and seek,  punitive damages as well.

Contact David Otto & Affiliates, PC to discuss a lawsuit against your insurer for Bad Faith Insurance Practices.  We handle the following type cases and others. 

    Auto Insurance Claims

    Business Interruption Insurance

    Commercial General Liability

    Environmental Liability

    ERISA Litigation

    Excess Verdict Cases

    Fire Loss Claims

    Health Insurance/HMO Claims

    Homeowners Insurance Claims

    Life Insurance Claims

    Long-Term Care Insurance

    Long-Term Disability Insurance Claims

    Maritime Coverage

    Natural Disaster Claims

    Private/Individual Disability Insurance

    Technology Errors and Omissions

If you have been accused of insurance Fraud contact David Otto. Mr. Otto was Senior Deputy Attorney General in the Nevada Office of The Attorney General.  He has successfully prosecuted and defended many insurance fraud cases.